Executive Physical Cost (2026)
Executive Physical costs $1,500 - $12,000 nationally in 2026, with a median of $5,500. Pricing varies significantly by metro market, provider credentials, and case complexity.
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Evidence: Individual components have varying evidence bases. Comprehensive executive physical evidence is limited - most components could be obtained piecemeal through standard care, but executive physicals offer convenience and coordinated review.
Regulatory status: Performed by board-certified internal medicine, family medicine, or longevity physicians at concierge clinics or premium health centers (Mayo Clinic Executive Health, Cleveland Clinic, Princeton Longevity Center, Human Longevity).
About Executive Physical
Executive physicals are comprehensive same-day or multi-day health assessments combining extensive lab work, advanced imaging (full-body MRI, coronary CT), cardiac stress testing, GI screening, cancer screening, and detailed consultation with multiple specialists. Originally designed for corporate executives, now used by patients seeking thorough preventive care beyond what standard insurance covers. Cost ranges $1,500 to $15,000+ depending on clinic and inclusions.
What it is
A 4-8 hour comprehensive assessment at a dedicated clinic. Typical protocol includes: extensive blood panel (50-150 markers), urinalysis, EKG, stress test (treadmill or echocardiogram), full-body MRI or coronary CT, body composition analysis (DEXA), pulmonary function testing, vision/hearing screening, GI consultation (colonoscopy may be separate), dermatology screening, dietitian consultation, comprehensive physician consult and summary report.
Who it is for
Adults 40+ seeking thorough preventive care beyond annual insurance physical, executives with disease-screening requirements, individuals with family history of cancer or cardiovascular disease, longevity-focused patients pursuing optimization. Less appropriate for healthy young adults who need only routine preventive care.
What is typically included
- Comprehensive blood panel
- EKG + stress test
- Body composition
- Physician consultation
- Written summary report
- Follow-up consultation
Procedure snapshot
- Category
- Diagnostics
- Timeline
- 1 day
- Typical recovery
- 0 days
- Financing common
- Yes
- Evidence level
Cost factors
Imaging included
Full-body MRI (Prenuvo, Ezra) adds $1,500-$3,000. Coronary CT adds $300-$600. Some packages bundle imaging; others charge separately.
Clinic prestige tier
Mayo/Cleveland Clinic Executive Health: $5,000-$12,000. Premium concierge: $4,000-$8,000. Mid-tier executive health centers: $1,500-$4,000.
Multi-day premium packages
Some packages include 2-3 day stays with overnight monitoring, advanced labs (epigenetic age, microbiome, etc.) at $10,000-$25,000.
FSA / HSA eligibility
Most executive physical components are FSA/HSA-eligible medical expenses. Effectively reduces cost by 22-37 percent depending on tax bracket.
Executive Physical Cost by City
Median executive physical pricing across top US metros.
Financing Executive Physical
Estimated monthly payments for the national median cost of $5,500.
Financing Options at $5,500
Estimated monthly payments for the median cost. Actual rates depend on credit and provider.
| Provider | Term | Est. APR | Est. Monthly | Apply |
|---|---|---|---|---|
| CareCredit | 24 months | 17.9% | $274.32/mo | Check rate → |
| Alphaeon Credit | 36 months | 14.9% | $190.39/mo | Check rate → |
| Proceed Finance | 60 months | 12.9% | $124.86/mo | Check rate → |
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Frequently asked questions
How much does an executive physical cost in 2026? +
Range: $1,500 to $15,000 depending on clinic and components. Mayo Clinic Executive Health $5,000-$10,000. Premium concierge (Forward, ParaDocs) $4,000-$8,000. Mid-tier executive health centers $1,500-$3,500. Add full-body MRI for $1,500-$3,000 if not included.
Is an executive physical worth it? +
For high-income patients ages 40+ with risk factors or family history: convenient comprehensive screening in one day saves substantial time vs piecemeal testing. For healthy young adults: probably overkill; standard preventive care plus targeted testing (lipid panel, HbA1c, vitamin D) covers most needs at fraction of cost.
Executive physical vs standard annual physical? +
Standard annual physical: 30 minutes, basic labs (~20 markers), physical exam, screenings per age guidelines. Cost $200-$500. Executive physical: 4-8 hours, 50-150 lab markers, imaging, stress test, multiple specialist consults, comprehensive report. Cost $1,500-$10,000.
Is it covered by insurance? +
Generally no for the package. Individual components may be covered (annual physical, age-appropriate screenings) and billed through insurance separately. Many executive physicals are paid cash for convenience and comprehensive scope.
Where can I get one? +
Mayo Clinic Executive Health (Rochester, Jacksonville, Scottsdale), Cleveland Clinic Executive Health, Princeton Longevity Center, Human Longevity Inc, Fountain Life, MDVIP, Forward (now defunct - check status), local hospital-affiliated executive health programs.
Sources
- Mayo Clinic Executive Health Program data. (Established executive physical methodology)
- USPSTF Preventive Services Recommendations. (Evidence-based screening guidelines)