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Fertility and Reproductive Health

Fertility and Reproductive Health cash-pay prices typically range from $500 to $150,000 in 2026, covering iVF, egg freezing, donor cycles, surrogacy, and fertility preservation. Compare 1 procedure cost guides, national medians, and pricing across 156 US metros below.

Fertility procedures are among the highest-value cash-pay decisions in healthcare. A single IVF cycle averages $18,000 to $30,000 all-in, donor egg cycles run $35,000 to $50,000, and surrogacy can exceed $150,000. Insurance coverage varies by state (21 states have some IVF mandate as of 2026), and even covered patients typically pay for medications, genetic testing, and additional cycles out of pocket. Success rates by clinic and patient age are among the most-searched and least-clearly-answered queries online.

Cost range
$500 - $150,000
Procedures tracked
1
Metro markets
156
Cost pages
156

Which Fertility Procedures Does ProcedureFinder Track?

In-depth cost guides for the most-searched fertility procedures.

How Much Does IVF Cycle Cost by City?

IVF Cycle cost by metro - one of the most common queries in this category.

Frequently Asked Questions

How much does fertility and reproductive health cost? +

Fertility and Reproductive Health cash-pay prices typically range from $500 to $150,000 in 2026, depending on the procedure. Across the 1 fertility procedures ProcedureFinder tracks, national medians run from $18,000 for IVF Cycle (per cycle) to $18,000 for IVF Cycle (per cycle). Local prices then move with each metro's cost index.

Which fertility procedures does ProcedureFinder track? +

ProcedureFinder tracks 1 fertility procedure with national and metro-level cash-pay pricing: IVF Cycle (median $18,000). Each has a full cost guide plus pricing pages for 156 US metros, showing the low, median, and high price, what is typically included, and the main cost factors.

Where is fertility cheapest in the US? +

Among the 156 metros ProcedureFinder tracks, Jackson, MS has the lowest cost index at 0.85x the national average, while Beverly Hills, CA has the highest at 1.45x. ProcedureFinder applies the same metro index to every fertility procedure, so the same markets tend to be cheapest across the category.

Does insurance cover fertility procedures? +

It depends on the procedure. Of the 1 fertility procedures ProcedureFinder tracks, 1 have documented coverage notes and 1 is often covered by commercial insurance: IVF Cycle. Check each procedure guide for Medicare, Medicaid, and HSA or FSA details, and confirm benefits with your plan.

Most-searched fertility cost questions