Executive Physical Cost in North Dakota
Executive Physical in North Dakota typically costs $1,410 to $11,280, with a state-wide median of $5,170 in 2026. North Dakota pricing is 6% below the national average.
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How much does executive physical cost in North Dakota? Executive Physical in North Dakota costs between $1,410 and $11,280 in 2026, with most patients paying around $5,170. The state cost index is 0.94x the national average. Pricing varies by metro: ranging from $5,170 in Fargo to $5,170 in Fargo.
Executive Physical Pricing by North Dakota Metro
Median executive physical pricing in each tracked North Dakota metro area. Click any city for full local cost intelligence including cost factors, included services, and verified providers.
| Metro | Population | Cost Index | Low | Median | High | |
|---|---|---|---|---|---|---|
| Fargo North Dakota | 125,000 | 0.94x | $1,410 | $5,170 | $11,280 | Details → |
About Executive Physical
Executive physicals are comprehensive same-day or multi-day health assessments combining extensive lab work, advanced imaging (full-body MRI, coronary CT), cardiac stress testing, GI screening, cancer screening, and detailed consultation with multiple specialists. Originally designed for corporate executives, now used by patients seeking thorough preventive care beyond what standard insurance covers. Cost ranges $1,500 to $15,000+ depending on clinic and inclusions.
Why North Dakota Pricing Varies
Executive Physical pricing varies across North Dakota markets based on local cost of living, provider density, real estate costs, and the mix of provider credentials in each market. The state cost index of 0.94x national average reflects the blended pricing across all 1 North Dakota metro markets we track.
Imaging included
Full-body MRI (Prenuvo, Ezra) adds $1,500-$3,000. Coronary CT adds $300-$600. Some packages bundle imaging; others charge separately.
Clinic prestige tier
Mayo/Cleveland Clinic Executive Health: $5,000-$12,000. Premium concierge: $4,000-$8,000. Mid-tier executive health centers: $1,500-$4,000.
Multi-day premium packages
Some packages include 2-3 day stays with overnight monitoring, advanced labs (epigenetic age, microbiome, etc.) at $10,000-$25,000.
FSA / HSA eligibility
Most executive physical components are FSA/HSA-eligible medical expenses. Effectively reduces cost by 22-37 percent depending on tax bracket.
Financing Executive Physical in North Dakota
Estimated monthly payments for the North Dakota median cost of $5,170.
Financing Options at $5,170
Estimated monthly payments for the median cost. Actual rates depend on credit and provider.
| Provider | Term | Est. APR | Est. Monthly | Apply |
|---|---|---|---|---|
| CareCredit | 24 months | 17.9% | $257.86/mo | Check rate → |
| Alphaeon Credit | 36 months | 14.9% | $178.97/mo | Check rate → |
| Proceed Finance | 60 months | 12.9% | $117.37/mo | Check rate → |
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North Dakota Frequently Asked Questions
How much does executive physical cost in North Dakota? +
Executive Physical in North Dakota costs $1,410 to $11,280 in 2026, with a state-wide median of $5,170. Pricing varies by metro - typically $5,170 in Fargo and $5,170 in Fargo. North Dakota pricing is 6% below the national average.
Where in North Dakota is executive physical cheapest? +
Fargo typically has the lowest executive physical pricing in North Dakota, with a median of $5,170 (0.94x national average). Mid-size markets generally run lower than major coastal or wealthy suburban areas.
Where in North Dakota is executive physical most expensive? +
Fargo typically has the highest executive physical pricing in North Dakota, with a median of $5,170 (0.94x national average). Larger metro areas with higher cost of living and more specialty providers tend to command premium pricing.
Is executive physical covered by insurance in North Dakota? +
Insurance coverage for executive physical varies by plan and state. North Dakota follows federal coverage standards for FDA-approved indications. Many cash-pay diagnostics procedures are not covered.
How does executive physical pricing in North Dakota compare to other states? +
North Dakota pricing is 6% below the national average. The state cost index is 0.94x the national average. Higher-cost states include California, New York, Massachusetts, and Washington DC; lower-cost states include Oklahoma, Mississippi, Kentucky, and Indiana.
How much does an executive physical cost in 2026? +
Range: $1,500 to $15,000 depending on clinic and components. Mayo Clinic Executive Health $5,000-$10,000. Premium concierge (Forward, ParaDocs) $4,000-$8,000. Mid-tier executive health centers $1,500-$3,500. Add full-body MRI for $1,500-$3,000 if not included.
Is an executive physical worth it? +
For high-income patients ages 40+ with risk factors or family history: convenient comprehensive screening in one day saves substantial time vs piecemeal testing. For healthy young adults: probably overkill; standard preventive care plus targeted testing (lipid panel, HbA1c, vitamin D) covers most needs at fraction of cost.
Executive physical vs standard annual physical? +
Standard annual physical: 30 minutes, basic labs (~20 markers), physical exam, screenings per age guidelines. Cost $200-$500. Executive physical: 4-8 hours, 50-150 lab markers, imaging, stress test, multiple specialist consults, comprehensive report. Cost $1,500-$10,000.
Is it covered by insurance? +
Generally no for the package. Individual components may be covered (annual physical, age-appropriate screenings) and billed through insurance separately. Many executive physicals are paid cash for convenience and comprehensive scope.
Where can I get one? +
Mayo Clinic Executive Health (Rochester, Jacksonville, Scottsdale), Cleveland Clinic Executive Health, Princeton Longevity Center, Human Longevity Inc, Fountain Life, MDVIP, Forward (now defunct - check status), local hospital-affiliated executive health programs.
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