Executive Physical Cost in Tennessee
Executive Physical in Tennessee typically costs $1,377 to $11,016, with a state-wide median of $5,049 in 2026. Tennessee pricing is 8% below the national average.
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How much does executive physical cost in Tennessee? Executive Physical in Tennessee costs between $1,377 and $11,016 in 2026, with most patients paying around $5,049. The state cost index is 0.92x the national average. Pricing varies by metro: ranging from $4,785 in Memphis to $5,500 in Nashville.
Executive Physical Pricing by Tennessee Metro
Median executive physical pricing in each tracked Tennessee metro area. Click any city for full local cost intelligence including cost factors, included services, and verified providers.
| Metro | Population | Cost Index | Low | Median | High | |
|---|---|---|---|---|---|---|
| Nashville Tennessee | 692,000 | 1.00x | $1,500 | $5,500 | $12,000 | Details → |
| Memphis Tennessee | 633,000 | 0.89x | $1,335 | $4,895 | $10,680 | Details → |
| Memphis Tennessee | 633,000 | 0.87x | $1,305 | $4,785 | $10,440 | Details → |
| Knoxville Tennessee | 191,000 | 0.91x | $1,365 | $5,005 | $10,920 | Details → |
| Chattanooga Tennessee | 182,000 | 0.92x | $1,380 | $5,060 | $11,040 | Details → |
About Executive Physical
Executive physicals are comprehensive same-day or multi-day health assessments combining extensive lab work, advanced imaging (full-body MRI, coronary CT), cardiac stress testing, GI screening, cancer screening, and detailed consultation with multiple specialists. Originally designed for corporate executives, now used by patients seeking thorough preventive care beyond what standard insurance covers. Cost ranges $1,500 to $15,000+ depending on clinic and inclusions.
Why Tennessee Pricing Varies
Executive Physical pricing varies across Tennessee markets based on local cost of living, provider density, real estate costs, and the mix of provider credentials in each market. The state cost index of 0.92x national average reflects the blended pricing across all 5 Tennessee metro markets we track.
Imaging included
Full-body MRI (Prenuvo, Ezra) adds $1,500-$3,000. Coronary CT adds $300-$600. Some packages bundle imaging; others charge separately.
Clinic prestige tier
Mayo/Cleveland Clinic Executive Health: $5,000-$12,000. Premium concierge: $4,000-$8,000. Mid-tier executive health centers: $1,500-$4,000.
Multi-day premium packages
Some packages include 2-3 day stays with overnight monitoring, advanced labs (epigenetic age, microbiome, etc.) at $10,000-$25,000.
FSA / HSA eligibility
Most executive physical components are FSA/HSA-eligible medical expenses. Effectively reduces cost by 22-37 percent depending on tax bracket.
Financing Executive Physical in Tennessee
Estimated monthly payments for the Tennessee median cost of $5,049.
Financing Options at $5,049
Estimated monthly payments for the median cost. Actual rates depend on credit and provider.
| Provider | Term | Est. APR | Est. Monthly | Apply |
|---|---|---|---|---|
| CareCredit | 24 months | 17.9% | $251.82/mo | Check rate → |
| Alphaeon Credit | 36 months | 14.9% | $174.78/mo | Check rate → |
| Proceed Finance | 60 months | 12.9% | $114.62/mo | Check rate → |
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Tennessee Frequently Asked Questions
How much does executive physical cost in Tennessee? +
Executive Physical in Tennessee costs $1,377 to $11,016 in 2026, with a state-wide median of $5,049. Pricing varies by metro - typically $5,500 in Nashville and $5,060 in Chattanooga. Tennessee pricing is 8% below the national average.
Where in Tennessee is executive physical cheapest? +
Memphis typically has the lowest executive physical pricing in Tennessee, with a median of $4,785 (0.87x national average). Mid-size markets generally run lower than major coastal or wealthy suburban areas.
Where in Tennessee is executive physical most expensive? +
Nashville typically has the highest executive physical pricing in Tennessee, with a median of $5,500 (1.00x national average). Larger metro areas with higher cost of living and more specialty providers tend to command premium pricing.
Is executive physical covered by insurance in Tennessee? +
Insurance coverage for executive physical varies by plan and state. Tennessee follows federal coverage standards for FDA-approved indications. Many cash-pay diagnostics procedures are not covered.
How does executive physical pricing in Tennessee compare to other states? +
Tennessee pricing is 8% below the national average. The state cost index is 0.92x the national average. Higher-cost states include California, New York, Massachusetts, and Washington DC; lower-cost states include Oklahoma, Mississippi, Kentucky, and Indiana.
How much does an executive physical cost in 2026? +
Range: $1,500 to $15,000 depending on clinic and components. Mayo Clinic Executive Health $5,000-$10,000. Premium concierge (Forward, ParaDocs) $4,000-$8,000. Mid-tier executive health centers $1,500-$3,500. Add full-body MRI for $1,500-$3,000 if not included.
Is an executive physical worth it? +
For high-income patients ages 40+ with risk factors or family history: convenient comprehensive screening in one day saves substantial time vs piecemeal testing. For healthy young adults: probably overkill; standard preventive care plus targeted testing (lipid panel, HbA1c, vitamin D) covers most needs at fraction of cost.
Executive physical vs standard annual physical? +
Standard annual physical: 30 minutes, basic labs (~20 markers), physical exam, screenings per age guidelines. Cost $200-$500. Executive physical: 4-8 hours, 50-150 lab markers, imaging, stress test, multiple specialist consults, comprehensive report. Cost $1,500-$10,000.
Is it covered by insurance? +
Generally no for the package. Individual components may be covered (annual physical, age-appropriate screenings) and billed through insurance separately. Many executive physicals are paid cash for convenience and comprehensive scope.
Where can I get one? +
Mayo Clinic Executive Health (Rochester, Jacksonville, Scottsdale), Cleveland Clinic Executive Health, Princeton Longevity Center, Human Longevity Inc, Fountain Life, MDVIP, Forward (now defunct - check status), local hospital-affiliated executive health programs.
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